2006年专四作文真题：Saving Money is a Good Habit
（省钱是好习惯）——关于个人生活

Direction：

Recently a Beijing information company did a survey of student life among more than 700 students in Beijing, Guangzhou, Xi'an, Chengdu, Shanghai, Wuhan, Nanjing and Shenyang. The results have shown that 67 percent of students think that saving money is a good habit while the rest believe that using tomorrow's money today is better. What do you think?

Write a composition of about 200 words: Saving Money is a Good Habit

You are to write in three parts:

In the first part, state clearly what your view is.

In the second part, support your view with appropriate reasons.

In the last part, bring what you have written to a natural conclusion or a summary.

Marks will be awarded for content, organization, grammar and appropriateness. Failure to follow the instructions may result in a loss of marks.

写作指南：

这是典型的立场观点选择题型。要求考生确立自己的观点，然后进行论证。

本文要求考生就网上交友是否明智发表自己的看法。根据题目要求，文章结构如下：

第一部分：明确表达自己的观点（总论点）。

第二部分：用几个分论点合理论证自己的总观点，要有说服力。

第三部分：就以上部分进行总结。

范文与解析：

Saving Money is a Good Habit

（1）Recently the result of a survey conducted by a Beijing information company has shown that the majority of Chinese students think that saving money is a good habit while the rest prefer to use tomorrow's money. (2) As is seen to me, the principle of “hard work and thrift” is still at work in China, and I absolutely believe that we will profit more from saving money than from spending tomorrow's money.

(3) Through saving money, we'll be better prepared for our life. (4) There is an old saying that “a penny saved is a penny earned”. (5) In modern society, life is so changeable that we can't predict what will happen in the future. (6) So we'd better get prepared for unexpected emergencies. (7) What's more, psychologically speaking, saving money means controlling money rather than being controlled by money, and it enables us to be freer and more independent. (8) With the money we've saved, we don't need to be too much concerned about the old age or the monthly installment that we owe to the bank.

Of course I don't mean that we cannot loan money to buy a house or for some enjoyment. What I'm saying is that we must think twice before spending tomorrow's money. (9) To put it in a nutshell, I'm a great believer that saving money is a good habit.

Part One:

（1) 用一项调查 “a survey” 引入要讨论的问题。

（2）用 “As is seen to me…” 清楚地表明了自己的观点。 引用习语“hard work and thrift”使文章更具说服力。

Part Two:

（3）具体分析和解释了选择“saving money”的原因。

（4）此处引用“A penny saved is a penny earned”恰到好处。

（5） （6）从社会变化难以预测说明节约用钱的必要性。

（7）“What's more”表达递进关系，使阐述的理由更充分。

（8）阐述了节约用钱的好处。

Part Three:

（9） “To put it in a nutshell”为语言亮点，意为“概括地说”。